What is deterioration of stock cover?
In the catering industry, you may well have a large amount of food stock, so if your fridge or freezer breaks down or there is a power cut, a large amount of your stock could become unusable and...
View ArticleI am setting up my own business and am not sure what cover I need?
As the legal liabilities and risks each business faces are different, please telephone us on 0800 977 4200 to discuss the insurance cover you need and we can also advise of any insurance cover you are...
View ArticleWhat is Property Owners’ Liability insurance?
Property Owners’ Liability insurance is similar to public liability insurance. It provides cover in the event of injury, death or damage to individuals or their property on or adjacent to your...
View ArticleWhat is Subsidence Cover?
This is cover against subsidence, heave and landslip. Subsidence is where the ground beneath a property gradually gives way or ‘subsides’. Heave is the opposite of this, where the ground rises. While...
View ArticleI don’t currently have my insurance through Coversure, can I still have...
No, this product is an add-on for existing business with Coversure. If you would like us to contact you nearer your renewal, then please email us with your contact details and renewal date. We will...
View ArticleCan I include my spouse on my courier policy for social, domestic and...
On the whole, with the majority of commercial vehicle policies, whether for car or van, it is possible to add a spouse on to the policy for social, domestic and pleasure use. As always, policies can...
View ArticleWhat is All Risks cover?
This is a type of cover that is often misunderstood. To the average layman on first glance, ‘All Risks’ cover sounds like just the sort of insurance policy you would want. Cover for anything!...
View ArticleIf I have to make a claim and my car is off road, can I have a courtesy car?
It depends on your insurance company AND the circumstances of your claim. Several car insurance policies include this as standard, but even with this included, there will still be circumstances when...
View ArticleI have only ever had a private car, will I have to start my new Business Car...
No. Many insurance companies value people who already have a good, proven driving history, so there are various options which allow you to transfer a no claims discount earned on a private car. In some...
View ArticleWhat is a Fleet Insurance Claims Experience?
When running a private car, if you make no claims on your insurance policy for 12 months, you are generally rewarded with a discount off the following renewal premium of that policy. With a fleet,...
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